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Independent educational guide. If nothing here works, call the number on the back of the card.
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Frustrated person looking at a laptop screen

Quick checks

1

Confirm the card number

Match it exactly to what is printed on your card.
2

Confirm identity details

Date of birth and SSN digits must match records on file.
3

Try a fresh session

Close the tab or app, wait a minute, and start over.
4

Switch methods

If the website fails, use the official app. If the app fails, call the number on the back of your card.

Common causes

Outdated address or phone number on file. Call your issuer to update.
Try a small purchase. If it works, you are done.
Retry after 15–30 minutes.

Still stuck?

Call the number printed on the back of your card. Do not call a number from an ad or email.